What your electricity costs at SP Group’s tariff this quarter, where it goes, and whether a retailer’s plan would be cheaper.
For example: 361 kWh, what the average HDB 4-room flat uses a month
Electricity for 361 kWh, Oct–Dec 2026S$112.50with GST, at 31.16 cents a kWh
361 kWh × 28.59 cents a kWh
S$103.21
GST, 9%
S$9.29
Electricity, with GST
S$112.50
A day, over 30 days
S$3.75
The tariff changes every quarter: Oct–Dec 2026’s is 3.32 cents a kWh less than Jul–Sep 2026’s, before GST.
This is the electricity alone, before any U-Save rebate: your SP bill also has water, gas and refuse removal on it.
SP Group’s electricity tariff
Unless you’ve signed up with a retailer, you pay SP Group’s regulated tariff for every kWh you use, plus 9% GST: there’s no fixed monthly charge for the electricity. From 1 October to 31 December 2026 it’s 28.59 cents a kWh before GST, 31.16 cents with GST, down 10.4% (3.32 cents) on July to September, as natural gas got cheaper.
What’s in it, Oct–Dec 2026
Cents a kWh
Energy costs: to the power stations, for fuel (imported natural gas) and running them; changes every quarter
22.18
Network costs: to SP Group, for the grid that brings it to you
6.10
Market support services fee: to SP Group, for meter reading, billing and the retail market
0.23
Market admin and power system operation fee: to the market and grid operators
0.08
Tariff before GST
28.59
Past quarters
Quarter
Before GST
With 9% GST
Oct–Dec 2026
28.59
31.16
Jul–Sep 2026
31.91
34.78
Apr–Jun 2026
27.27
29.72
Jan–Mar 2026
26.71
29.11
Oct–Dec 2025
27.55
30.03
Jul–Sep 2025
27.47
29.94
Apr–Jun 2025
28.12
30.65
Jan–Mar 2025
28.12
30.65
Oct–Dec 2024
29.10
31.72
Jul–Sep 2024
29.88
32.57
Apr–Jun 2024
29.79
32.47
Jan–Mar 2024
29.89
32.58
Cents a kWh, for households. The energy costs follow the price of natural gas, so the tariff moves every quarter; SP Group announces the next one near the end of each quarter.
The average household’s electricity a month from October 2025 to September 2026, and what that comes to at this quarter’s tariff with GST:
Home
kWh a month
Oct–Dec 2026
HDB 1-room
135
S$42.07
HDB 2-room
179
S$55.79
HDB 3-room
261
S$81.34
HDB 4-room
361
S$112.50
HDB 5-room
424
S$132.13
HDB executive
519
S$161.73
Condo or apartment
512
S$159.55
Terrace house
806
S$251.18
Semi-detached house
1,043
S$325.03
Bungalow
2,108
S$656.92
Homes use least from December to March, and more the rest of the year.
What we assume for each appliance
A kWh is 1,000 watts for an hour, so an appliance’s kWh a month is its watts × hours a day × 30 days ÷ 1,000. These are our rough, typical figures, not official ones: your appliance’s label, or the kWh a year on its energy label, is better.
Appliance
Watts while on
Hours a day
kWh a month
Aircon, one room
700
8
168
Fridge (on and off all day: its average)
45
24
32.4
Water heater
3,000
0.5
45
Washing machine
500
0.5
7.5
Clothes dryer
2,000
1
60
LED light, each
10
5
1.5
Fan
50
8
12
TV
100
4
12
Computer
100
4
12
Wi-Fi router
10
24
7.2
Rice cooker
700
0.5
10.5
Kettle
2,000
0.2
12
Induction hob
2,000
1
60
Microwave
1,000
0.2
6
Average use from SP Group’s average electricity consumption by home type, Oct 2025 to Sep 2026, here averaged over the 12 months (it leaves out prepaid accounts and homes on a retailer’s plan). NEA says aircon, fridge, lighting, water heater and washing machine make up about 80% of a typical home’s use: NEA’s household electricity profile.
The Open Electricity Market
Under the Open Electricity Market, a household can buy its electricity three ways:
From SP Group at the regulated tariff: what you get if you do nothing. No contract and no early termination fee; the price changes every quarter.
From a retailer, on one of two standard plans: a fixed price, the same cents a kWh for the whole contract, which can end up above or below the tariff as it moves; or a discount off the tariff, a fixed percent off whatever the tariff is each quarter, so always below it. Retailers can also offer other plans, which may have extra fees or rates that change.
At the wholesale price, through SP Group: it changes every half hour with demand and supply, and can spike.
Whoever you buy from, the electricity comes through the same SP Group grid, so it’s no more or less reliable. Before you sign, read the contract’s length, security deposit, early termination charges and what happens when it ends (some renew by themselves), and whether the retailer bills you itself or through your SP bill.
From 1 October to 31 December 2026, SP Group’s household tariff is 31.16 cents a kWh with GST, or 28.59 cents before GST. That’s down 10.4% from July to September (34.78 cents with GST), because natural gas was cheaper. It changes every quarter.
How is my electricity bill worked out?
The kWh you used × the tariff, then 9% GST on that. 361 kWh at 28.59 cents is S$103.21, and with S$9.29 of GST, S$112.50. SP Group’s bill has water, gas and refuse removal on it too, and an HDB household’s U-Save rebate comes off the SP bill.
How much electricity does an HDB flat use?
On average from October 2025 to September 2026, a 3-room flat used 261 kWh a month, a 4-room 361 kWh and a 5-room 424 kWh (SP Group’s figures). At this quarter’s tariff that’s about S$81, S$113 and S$132 a month with GST. Hot months use more.
How much does it cost to run the aircon?
It depends on the aircon, but at about 700 watts while it runs, one room for 8 hours a night uses about 168 kWh a month: S$52.35 at this quarter’s tariff with GST. A newer inverter aircon with more ticks on its energy label uses less, an old one more.
Should I switch to an electricity retailer?
It can save money: a discount-off-tariff plan is always cheaper than SP Group’s tariff by its percent, and a fixed-price plan is cheaper while the tariff stays above it, which isn’t certain. Compare plans on the Open Electricity Market’s price comparison tool, put one in the calculator above, and read the contract first: its length, deposit, early termination charge and renewal. The electricity itself comes through the same grid either way.
Why did my bill go up when the tariff went down?
Usually because you used more kWh: on hot months, on more aircon, or on a billing period with more days in it. Check the kWh on your bill against the month before. The tariff only moves on 1 January, 1 April, 1 July and 1 October.
Are my numbers sent anywhere?
No. It’s all worked out in your browser, and nothing you type or pick goes into the page’s address.